The role
What a credit manager actually does, day to day.
As a credit manager, you help a business work out whether to lend money to other businesses or people. You look at their finances and track record to spot who is likely to pay the money back, and who might struggle. This job mixes maths with working out how trustworthy someone is.
Each day you might look at new loan requests, checking whether the person or business can afford to repay it. You set up rules that the company follows when lending, keep an eye on customers who already owe money, and alert the team if someone looks like they might not pay back. You need to be careful and tidy-minded, able to spot patterns in numbers, and good at working with people in sales and finance teams.
Day to day
Other interesting careers
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Credit analysts look at financial information to decide whether people or businesses are safe to lend money to.
Financial accountants keep track of money flowing in and out of businesses and organisations.